Best Online Lending Platforms for Small Business Loans in Nigeria

Best Online Lending Platforms for Small Business Loans in Nigeria - Quick Loans

Best Online Lending Platforms for Small Business Loans in Nigeria | Instant Online Loans

Thinking of how to get an instant online loan to start up a business in Nigeria? This page will outline the best online lending platforms for efficient loan services that will meet your needs.

Many small businesses in Nigeria require extra capital to keep the business going. The best alternative to be considered is getting a business loan after all other means of raising fund for the business prove abortive.

Meanwhile, many small business owners sees the loan application process very complicating especially when approaching banks.

There are few trusted online lending platforms that help business owners get quick loans for their business. In this article, we will be showing you the best online lending platforms for small business loans in Nigeria.


It will interest you to know that marketing, real estate, industrial plants, transportation, and many others don't actually come cheap. You have no business if you have no money, and you have no money if you have no business.

Online loans provide a digital form of credit that lasts for a specific period of time on fixed interest terms. The loan can be paid back on instalment or in full.

Top Online Easy Business Loans In Nigeria - Instant Online Loans

Many small businesses in Nigeria require extra capital to keep the business going. The best alternative to be considered is getting a business loan after all other means of raising fund for the business prove abortive.

Find out the best online lending platforms to get a small business loans in Nigeria. Let's get started!

  • LYDIA

Lydia is an online lending platform that provides small businesses access to finance. Note that Lydia uses technology and algorithms to assess the risk before granting the loans. 

  • KIAKIA

KiaKia is a digital lending platform for Nigerian businesses. KiaKia utilizes digital forensics, big data, and machine learning for its proprietary credit scoring and credit risk assessment algorithm to provide business loans to SMEs without credit information. 

  • GROFIN

Grofin provides business loans to Small and Medium Enterprise across Africa. Businesses can access business loans between $100,000 and $1.5 million.

  • C24

C24 is a microfinance institution that was established with the sole aim of creating a platform for small business to actualize their goals, by providing them with quick cash loans when they need it.

  • QUICKCHECK

Quick Check is a modern age lending platform for both individuals and small businesses. QuickCheck uses mobile technology to enable individuals and small businesses gain access to finance. 

  • CARBON

Carbon is an easy online lending platform that provides short term loans to small business and individuals in Nigeria to help sort out urgent expenses.

  • AELLA CREDIT

Aella Credit is a lending platform that make it easier for individuals in Africa to gain access to financing. However, the company has affiliated with major credit agencies in Nigeria to provide quick loans with on paperwork to its customers. 

  • ZEDVANCE 

Zedvance is a finance company that provides consumer credit to individuals and small business. Fortunately, you can borrow up to 3 million naira in less than 24 hours. 

Note that the companyspecifically provide loans to salary earners, but if you are a salary earner with a side business, you can take a loan to fund your business.

In Conclusion, we advice you check for the interest rate, payback period, and the terms and conditions before applying for loans. 
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